When living in on-campus housing near OCC, you want to ensure you are financially set for the school year. The last thing you want is financial stress on top of the usual school-related stress. To help make the school year go by smoothly, here are a few financial tips for the new semester.
Establish a Monthly Budget
Setting a monthly budget can keep you from overspending on unnecessary purchases. Your budget should include your bills, groceries, personal care items, and school supplies. After you determine how much you need to save for your important expenses, you want to determine how much to put in a savings account for emergencies. You can use what is left for leisure activities.
Maintain Your Credit Card
If you have a credit card for the school year, be sure to use it wisely. You want to avoid overspending and landing yourself in debt. Credit card debt could lead to financial stress. In addition, a bad credit score can keep you from buying a home or car. It is best to only use your credit card in an emergency and be sure to pay it back as soon as possible.
Get a Part-Time Job
You can also look into getting a part-time job to add some stability to your finances. It never hurts to apply for a job in your school’s work-study program, or you can apply for a job near the apartment community. Nowadays, many companies offer remote positions. This allows you to work without worrying about an extra commute.
If you are looking to move into on-campus housing near OCC, consider The Harbour at Orange Coast College. You can find information on this student community at theharbourocc.com.
