Auto and Home Owners Insurance in Indianapolis, IN: Why You Need One

by | Mar 27, 2023 | Insurance Services

Do you know how to protect your home and belongings in a storm or disaster? If not, it’s time to find out. Home owners insurance in Indianapolis, IN is necessary for many people in the U.S. It offers more than just the ability to protect your home and possessions in case of fire or weather-related disasters. Read on to learn more about homeowners and auto insurance in Indianapolis, IN.

What Is Homeowners Insurance?

Home owners insurance in Indianapolis, IN is required in most states and provides coverage for damage to your property from fire, theft and weather-related events. The cost of coverage can vary depending on the size of a home, the type of building materials used and the location.

Why Should You Have Homeowners Insurance?

Homeowners insurance comes in handy when you experience a loss due to fires, weather events or other disasters. It also protects your property from thieves, who can damage your home or belongings during an uninvited visit.

Auto Insurance:

Auto insurance in Indianapolis, IN is much like homeowners insurance, but it protects you and your vehicle against damage or destruction due to specific events. Auto insurance covers damage from accidents or weather events like hail.

Auto insurance often attracts a deductible. It is the amount you pay before your auto insurance company settles a claim. Deductibles are set at any level, and higher deductibles usually equal lower premiums. It’s advisable to have a higher deductible if you have a higher risk of an accident or fire.

Conclusion:

Insurance is the best way to protect your home and possessions in a disaster. Contact The Thompson Group to get a quick quote on home or auto insurance in Indianapolis, IN.

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