As the cost of living continues to rise, it’s important to look for more ways to keep your monthly expenses low. One thing to look at is the amount you’re paying for your car insurance in Indianapolis, IN. While the rates you’re quoted may seem subjective, there are a few different things you can do to keep your premiums from rising.
Improve Your Credit
Most people don’t realize that their credit score affects how much they’re required to pay for auto insurance. If you have better credit, you’ll be a good risk for insurance companies. Start by making sure all of your monthly payments are made on time. Even a late payment to a utility company can adversely affect your score. For an extra credit boost, get a secured credit card and use it for small purchases.
Take a Defensive Driving Course
Contact your insurance company and ask them about getting a discount for taking a defensive driving course. They may recommend accredited courses in your area. The discount you’ll earn will vary based upon your insurance company, but the average discounts range from 5% up to 20%.
Raise Your Deductible
You’ll see an instant decrease in your premiums if you can raise your deductibles. Just be sure you can cover the added expenses if you do need to file a claim. A common deductible that people raise is for their auto glass coverage. By raising this deductible by $50 to $100, you’ll pay considerably less each month for your car insurance in Indianapolis, IN.
Meet all of your insurance needs by contacting The Thompson Group. Follow them on Facebook.
